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                                      Disclosure

                                      Stephen Machado is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of California (California Insurance License #0K02401). No insurance business may be conducted outside the state referenced.

                                      Stephen Machado is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 9280 W Stockton Blvd Ste 200, Elk Grove, CA, 95758, 916-802-2587. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.

                                      Stephen Machado is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the state of California. As such, these services are strictly intended for individuals residing in the state referenced.

                                      Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.?

                                      For more information about NYLIFE Securities LLC and its investment professionals.

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                                              • Products
                                                • Our Services
                                                  • Business Solutions
                                                    • Employee's Whole Life
                                                      • EWL Open-Enrollment
                                                        • Lock in your insurability.
                                                          • EWL Guaranteed Issue
                                                            • EWL Simplified Issue
                                                          • Resources
                                                            • Life Stages
                                                              • Calculators
                                                                • Videos
                                                                  • Articles
                                                                  • Account Access
                                                                    • NYL Online Account
                                                                      • NYLIFE Securities
                                                                        • MainStay Mutual Funds
                                                                          • Eagle Strategies
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